[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/profimix.cz\/investovani-a-bydleni\/#Article","mainEntityOfPage":"https:\/\/profimix.cz\/investovani-a-bydleni\/","headline":"Investov\u00e1n\u00ed a bydlen\u00ed","name":"Investov\u00e1n\u00ed a bydlen\u00ed","description":"Ka\u017ed\u00fd z n\u00e1s si m\u016f\u017ee vybrat cestu, kterou ve sv\u00e9m \u017eivot\u011b p\u016fjde. N\u011bkte\u0159\u00ed lid\u00e9 to maj\u00ed lehk\u00e9, \u017ee jim p\u016fdu zajist\u00ed rodina a jin\u00ed to maj\u00ed naopak t\u011b\u017ek\u00e9 a mus\u00ed se starat sami o sebe ji\u017e od \u00fatl\u00e9ho v\u011bku. Ov\u0161em co si budeme \u0159\u00edkat, \u017e\u00e1dn\u00fd rodi\u010d nen\u00ed povinen nic d\u011btem d\u00e1vat a ka\u017ed\u00fd by se […]","datePublished":"2026-02-15","dateModified":"2026-02-15","author":{"@type":"Person","@id":"https:\/\/profimix.cz\/author\/#Person","name":"","url":"https:\/\/profimix.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"profimix.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/profimix.cz\/wp-content\/uploads\/geralt-cost-4164539_640_1.jpg","url":"https:\/\/profimix.cz\/wp-content\/uploads\/geralt-cost-4164539_640_1.jpg","height":0,"width":0},"url":"https:\/\/profimix.cz\/investovani-a-bydleni\/","about":["Byt"],"wordCount":429,"articleBody":"         Ka\u017ed\u00fd z n\u00e1s si m\u016f\u017ee vybrat cestu, kterou ve sv\u00e9m \u017eivot\u011b p\u016fjde. N\u011bkte\u0159\u00ed lid\u00e9 to maj\u00ed lehk\u00e9, \u017ee jim p\u016fdu zajist\u00ed rodina a jin\u00ed to maj\u00ed naopak t\u011b\u017ek\u00e9 a mus\u00ed se starat sami o sebe ji\u017e od \u00fatl\u00e9ho v\u011bku. Ov\u0161em co si budeme \u0159\u00edkat, \u017e\u00e1dn\u00fd rodi\u010d nen\u00ed povinen nic d\u011btem d\u00e1vat a ka\u017ed\u00fd by se m\u011bl v dosp\u011blosti postavit na vlastn\u00ed nohy i bez podpory rodi\u010d\u016f. Sice je to hor\u0161\u00ed cesta, ale zato nejste na nikom z\u00e1visl\u00ed. Pokud se budeme bavit o bydlen\u00ed, tak nejlep\u0161\u00ed volba je na za\u010d\u00e1tku pron\u00e1jem a jakmile na\u0161et\u0159\u00edte alespo\u0148 tro\u0161ku pen\u011bz, tak okam\u017eit\u00e1 koup\u011b nemovitosti. Dnes si \u0159ekneme, pro\u010d tomu tak je.Jakmile m\u00e1te na\u0161et\u0159en\u00e9 pen\u00edze, tak je pot\u0159eba ihned opustit n\u00e1jem. Je to proto, \u017ee plat\u00edte n\u011bkomu za n\u011bco, co m\u016f\u017eete d\u00e1vat do sv\u00e9 hypot\u00e9ky. Takto spl\u00e1c\u00edte n\u011bco, co bude pat\u0159it v\u00e1m a ne n\u011bkomu jin\u00e9mu. I kdybyste m\u011bli \u017e\u00edt prvn\u00ed m\u011bs\u00edce o strouhance a ml\u00e9ku, tak je to v\u017edy lep\u0161\u00ed volba. Nikdo v\u00e1s toti\u017e nem\u016f\u017ee vyhodit a na star\u00e1 kolena budete m\u00edt kde bydlet. S t\u00edm souvis\u00ed a jde ruku v ruce investice. Jakmile koup\u00edte byt nebo d\u016fm, tak m\u00e1te ve sv\u00e9m smyslu zainvestov\u00e1no. Rodinn\u00e9 domy bungalovy jsou nyn\u00ed dobrou investic\u00ed a rozhodn\u011b se vyplat\u00ed, stejn\u011b jako byty. Nemovitosti toti\u017e cenov\u011b rostou nejrychleji na trhu a koup\u011b tak d\u00e1v\u00e1 naprost\u00fd smysl. Nav\u00edc, jakmile p\u016fjdete do hypot\u00e9ky, tak nejhor\u0161\u00ed bude za\u010d\u00e1tek. Postupem \u010dasu se v\u00e1m bude zvy\u0161ovat v\u00fdplata a spl\u00e1tky tak za 10 let budou p\u0159ipom\u00ednat sp\u00ed\u0161 n\u011bjak\u00e9 kapesn\u00e9. Dal\u0161\u00ed d\u016fle\u017eitou v\u011bc\u00ed je, \u017ee \u00farokov\u00e1 sazba se to\u010d\u00ed okolo 5 % a nejsp\u00ed\u0161e o moc v\u00fd\u0161 nep\u016fjde. Sp\u00ed\u0161e se o\u010dek\u00e1v\u00e1, \u017ee by mohla klesnout. S t\u00edm by v\u0161ak \u010dlov\u011bk po\u010d\u00edtat nem\u011bl. Investov\u00e1n\u00ed a bydlen\u00ed je tak velice spjat\u00e9. Pokud koup\u00edte byt za 3 miliony, tak za 10 let bude m\u00edt cenu 4 \u2013 5 milion\u016f. Nejen, \u017ee zhodnot\u00edte sv\u00e9 pen\u00edze, ale z\u00e1rove\u0148 budete m\u00edt kde bydlet a po splacen\u00ed hypot\u00e9ky budete doslova voln\u00ed. Budete m\u00edt st\u0159echu nad hlavou a v p\u0159\u00edpad\u011b prod\u00e1n\u00ed nemovitosti z v\u00e1s budou milion\u00e1\u0159i a budete zaji\u0161t\u011bn\u00ed na d\u016fchod.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Investov\u00e1n\u00ed a bydlen\u00ed","item":"https:\/\/profimix.cz\/investovani-a-bydleni\/#breadcrumbitem"}]}]